Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.52%, but the best rate today […]
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—range as high as 4.94% […]
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn as much as 5.84% on your […]
The cost of streaming services can add up quickly, but Apple loyalists get included access to their favorite services with the new and improved Chase Sapphire Reserve®. The revamped credit card offers cardholders complimentary memberships to Apple TV+ and Apple Music. Months of Free Entertainment The Chase Sapphire Reserve® offers cardholders complimentary subscriptions to Apple […]
Food delivery has evolved from convenient to costly. Delivery service memberships now provide discounts on the service and delivery fees that add up, but come with a cost—sometimes close to a hundred bucks a year. Now, Chase Sapphire Reserve® cardholders can get a year of food and grocery delivery costs for free—here’s what cardholders need […]
For 6 in 10 members of Generation-Z, the endless stream of news on their feeds isn’t just information—it’s emotional overload. UNICEF’s Perception of Youth Mental Health Report warns that the world’s teenagers and youngest adults are feeling the strain. This generation is plugged in to their communities and wired for change. One in 3 Gen-Zers, defined […]
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
Last week, rates on personal loans dropped. Qualified borrowers can still pick up a worthwhile interest rate, providing the opportunity to finance a project, purchase or unexpected bills. For borrowers with a credit score of at least 720 who prequalified on Credible.com’s personal loan marketplace, the average interest rate on a three-year personal loan was […]
The current average mortgage rate on a 30-year fixed mortgage is 6.55%, compared to 6.51% a week earlier, according to the Mortgage Research Center. For borrowers who want a shorter mortgage, the average rate on a 15-year fixed mortgage is 5.50%, up 0.47% from the previous week. If you want to lock in a lower […]