Which Bank Of America Customized Cash 6% Category Is Right For You? A Quick Look At The Top Picks

If you want to earn high rewards with the opportunity to personalize which purchases earn the most, the Bank of America® Customized Cash Rewards credit card could be what you’re looking for if your spending lines up with its bonus categories. Let’s break those categories down and see why this card’s high earning rates could be a gift for your wallet, starting from this holiday season to your summer vacation and beyond.

Featured Partner Offer

Bank of America® Customized Cash Rewards credit card

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On Bank of America’s Website

Bank of America® Customized Cash Rewards credit card

Click Here To Apply Now

6% cash back offer

Earn 6% cash back for the first year in the category of your choice, 2% cash back at grocery storesRead More

Welcome Bonus

$200

Annual Fee

Regular APR

17.74% – 27.74% Variable APR on purchases and balance transfers

Credit Score

Good, Excellent (670 – 739)

Card Details

Earn 6% cash back for the first year in the category of your choice: gas and EV charging stations; online shopping, including cable, internet, phone plans and streaming; dining; travel; drug stores and pharmacies; or home improvement and furnishings. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
With the Bank of America Preferred Rewards® program, members can earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 3.75%-5.25%. The Preferred Rewards bonus is not applied to the 3% first-year bonus.
No annual fee and cash rewards don’t expire as long as your account remains open.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% – 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

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