Money Market Interest Rates Today: July 8, 2025 – Earn Up To 4.5%
Key Takeaways The highest money market account rate available today is 4.50% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.53%, but the best rate today […]
This Week’s Personal Loan Rates: July 8, 2025—Rates Rise For Well-Qualified Borrowers
Rates on personal loans jumped up last week. Still, if you’re in the market for a personal loan to finance a project, a large purchase or unexpected bills, or to improve your cash flow, it’s possible to pick up a decent rate. From June 30 to July 5, the average fixed rate on a three-year […]
Private Student Loan Rates: July 8, 2025 – Loan Rates Edge Up
Last week, the average interest rate on 10-year fixed-rate private student loans moved up. For borrowers pursuing private loans to fill in gaps to pay for higher education expenses, rates remain relatively low for borrowers with solid credit. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss […]
CD Rates Today: July 8, 2025 – Take Home Up To 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—range as high as 4.94% […]
$1,000 Baby Bonus Explained: Who Qualifies And How To Get It
President Donald Trump’s new Big Beautiful Bill aims to set children up for financial success by offering a new savings account called the “Trump Account.” The federal government will provide a $1,000 bonus for every U.S. citizen born in 2025 and through 2028. So, What Exactly Is This $1,000 Bonus? It’s a one-time payment from […]
You Need To Spend $75K For Top-Tier Chase Sapphire Rewards—Is It Worth The Cost?
Chase’s announcement of huge changes to the rewards structure and annual fee of the coveted Chase Sapphire Reserve® card, effective as of June 23, 2025, may change its viability in the eyes of frequent travelers. Along with a steep annual fee hike from $550 to $795 and a new points system that deviates from a […]
Here’s How To Score $250 Off Your Amazon Prime Purchases Right Now
If you’re a frequent Amazon.com shopper, you might be leaving money on the table if you don’t pick up the Prime Visa credit card this week. Featured Partner Offer /*! purgecss start ignore */.tooltip-tippy{cursor:pointer}.tippy-box>.tippy-arrow:before{border:7px solid transparent;border-top-color:#fff;bottom:-22px;content:””;height:0;left:-5px;position:absolute;width:0}div.tippy-box{max-width:350px!important}.tippy-box[data-theme~=tippy-dark-theme],.tippy-box[data-theme~=tippy-fcc-dark-theme],.tippy-box[data-theme~=tippy-sem-cta-dark-theme],.tippy-box[data-theme~=tippy-wwus-theme]{background-color:#333;border-radius:8px;color:#fcf2ef;font-family:EuclidCircularB,sans-serif;font-size:14px;line-height:20px;padding:16px}.tippy-box[data-theme~=tippy-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box>.tippy-arrow:before{border-top-color:#333}.tippy-box[data-theme~=tippy-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-29px;left:-7px}.tippy-box[data-theme~=tippy-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:136px;left:-7px;transform:rotate(180deg)}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-28px}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow{top:0}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:215px;top:-13px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme]{max-width:184px!important;padding:8px 12px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-19px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:127px}@media screen and (min-width:768px){.tippy-box[data-theme~=tippy-sem-cta-dark-theme]{max-width:220px!important}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:108px}}.page-template .tippy-box[data-theme~=tippy-dark-theme],.page-template .tippy-box[data-theme~=tippy-fcc-dark-theme],.page-template .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.page-template .tippy-box[data-theme~=tippy-wwus-theme],.post-template .tippy-box[data-theme~=tippy-dark-theme],.post-template .tippy-box[data-theme~=tippy-fcc-dark-theme],.post-template .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.post-template .tippy-box[data-theme~=tippy-wwus-theme],.post-template-default .tippy-box[data-theme~=tippy-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-fcc-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-wwus-theme]{font-family:Georgia,serif} /*! purgecss end […]
FICO’s New Rule Could Drop Your Score—Here’s How to Avoid BNPL Pitfalls
You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem solved. Buy Now, Pay Later (BNPL) apps have made it convenient to split payments into smaller chunks without racking up credit card bills. But starting this year, the way you use BNPL […]
This Real Estate Trend Is Surging—Here’s How To Invest Without Millions
You could spend $100 on a round of drinks, a pair of sneakers or a few months of Netflix Premium. Or you could buy a slice of a rental home in Cincinnati. That’s the pitch behind fractional real estate investing. It’s not a new idea, but it’s gaining traction with a modern twist. Companies like […]
Best Credit Cards For Amazon Of 2025
Table of Contents Best Credit Cards for Amazon More About Best Credit Cards for Amazon Amazon Credit Card Benefits What Credit Score Do You Need for an Amazon Credit Card? How To Increase Your Credit Card Limit for Amazon Purchases How Do I Maximize Amazon Rewards for Prime Day? Does Amazon.com Give 5% Cash Back? […]
