Website Development: A Beginner’s Guide
Website development is a crucial step for any small business looking to establish an online presence, and you need to get it right. After all, according to a study published in the Journal of Medicine and Life, almost 75% percent of visitors make judgments about a website’s credibility based on its design. The problem is, […]
How Many Credit Cards Should I Have?
Any benefit achieved with multiple credit cards ultimately depends on the cardholder and how they manage their finances. Some prefer to live without a credit card to avoid the temptation of spending money they don’t have. Some do well with only one card earning cash back, while others keep two cards serving different purposes: one […]
Mesa Homeowners Credit Card Review 2025: Rewards Designed For Homeowners
The first of its kind, the Mesa Homeowners Card* offers rewards on unique spending categories that will appeal to homeowners—including mortgage payments. But this card’s strength is also its weakness: It’s so specialized that it may have limited appeal to anyone except those with significant home-related expenses.
How Much Car Insurance Do I Need?
Each state has a minimum amount of car insurance you can buy to satisfy financial responsibility laws. Liability insurance is the primary requirement, covering damage and injuries you cause others in an auto accident. Common liability limits are $25,000 per person, $50,000 per accident for bodily injury and $25,000 for physical damage. But your state’s […]
Here Are Today’s Mortgage Refinance Rates: July 14, 2025 – Rates Don’t Budge
30-year fixed refinance mortgage rates didn’t move at 6.76% today, according to the Mortgage Research Center. Rates averaged 5.66% for a 15-year financed mortgage and 6.54% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Climb 0.77% The current 30-year, fixed-rate mortgage […]
High-Yield Savings Account Rates Today: July 14, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Mortgage Rates Today: July 14, 2025 – Rates Hold Steady
Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.68%, up 0.72% from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which will generally have a lower rate than a 30-year, fixed-rate home loan. The average APR […]
CD Rates Today: July 14, 2025 – Rates Fall
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today’s best interest rates on CDs (certificates of deposit) are as high […]
Today’s Top Money Market Account Rates For July 14, 2025 – Rates Hit 4.5%
Key Takeaways The highest money market account rate available today is 4.50% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]
Current HELOC & Home Equity Loan Rates: July 14, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
