Category: Advisor

  • This Week’s Personal Loan Rates: July 1, 2025—Rates Move Higher

    This Week’s Personal Loan Rates: July 1, 2025—Rates Move Higher

    Rates on personal loans jumped up last week. But you can still snag a reasonable rate, whether you’re looking to finance a home remodeling project, deal with unexpected bills or temporarily improve your cash flow. From June 23 to June 28, the average fixed interest rate on a three-year personal loan was 13.87% for borrowers […]

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  • Private Student Loan Rates: June 30, 2025 – Loan Rates Decrease

    Private Student Loan Rates: June 30, 2025 – Loan Rates Decrease

    Rates on 10-year fixed-rate private student loans moved down last week. If you’re interested in picking up a private student loan, you can still get a relatively low rate. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss end ignore */@media (max-width:1023px){.small-card-rating.rate-fees-present{margin-top:-12px}}@media (max-width:370px){.small-card-rating.rate-fees-present{margin-top:0}}.small-card-rating .card-rating{align-items:center;background:#fff;border:1px solid #eee;border-radius:108px;box-shadow:0 4px […]

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  • What Is A Checking Account And How Does It Work?

    What Is A Checking Account And How Does It Work?

    A checking account is a safe place to keep your spending money and easily access it when you need to pay bills or make purchases. In this guide, we’ll cover the basics of checking accounts, features and fees to look out for, how these accounts are different from savings accounts and more.  Key Takeaways A […]

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  • Double The Value Of Your Points On July 1 With This Credit Card Perk

    Double The Value Of Your Points On July 1 With This Credit Card Perk

    Bilt World Elite Mastercard® (rates & fees) cardholders get up to 100% extra value on gift‑card redemptions for 24 hours on July 1, meaning your points can stretch twice as far at Uber, Nordstrom, Instacart and 120+ other brands. Bilt Rent Day: What’s New This Month Bilt is making its July Rent Day feel more like […]

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  • Here Are Today’s Mortgage Refinance Rates: June 30, 2025 – No Movement On Rates

    Here Are Today’s Mortgage Refinance Rates: June 30, 2025 – No Movement On Rates

    30-year fixed refinance mortgage rates didn’t move at 6.67% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.57%. For 20-year mortgage refinances, the average rate is 6.44%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 2.69% Currently, the […]

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  • Mortgage Rates Today: June 30, 2025 – Rates Slide

    Mortgage Rates Today: June 30, 2025 – Rates Slide

    Today, the mortgage interest rate on a 30-year fixed mortgage is 6.60%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.57%. On a 30-year jumbo mortgage, the average rate is 6.90%. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Mortgage Rates Drop 2.57% Today’s average rate […]

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  • Money Market Interest Rates Today: June 30, 2025 – Rates At 4.89%

    Money Market Interest Rates Today: June 30, 2025 – Rates At 4.89%

    Key Takeaways The highest money market account rate available today is 4.89% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.53%, while the highest rate is up to […]

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  • High-Yield Savings Account Rates Today: June 30, 2025 – Rates Are Steady

    High-Yield Savings Account Rates Today: June 30, 2025 – Rates Are Steady

    Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn as much as 5.84% on your […]

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  • CD Rates Today: June 30, 2025 – Earn As Much As 4.94%

    CD Rates Today: June 30, 2025 – Earn As Much As 4.94%

    Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today’s best interest rates on CDs (certificates of deposit) are as high […]

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  • Today’s HELOC & Home Equity Loan Rates: June 30, 2025

    Today’s HELOC & Home Equity Loan Rates: June 30, 2025

    Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

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