2026 Open Enrollment Guide For Self-Employed Workers: New ACA Rules And HSA Changes
For millions of self-employed Americans, the Affordable Care Act’s (ACA) open enrollment period is one of the most important financial decisions of the year. This time around, a handful of upcoming changes could affect how much you pay—and how much you save. In most states, open enrollment for 2026 health insurance starts November 1, 2025, […]
Latest HELOC & Home Equity Loan Rates: July 22, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
CD Rates Today: July 22, 2025 – Earn As Much As 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today’s best interest rates on CDs (certificates of deposit) are as high […]
High-Yield Savings Account Rates Today: July 22, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Private Student Loan Rates: July 22, 2025 – Loan Rates Decrease
The average interest rate on 10-year fixed-rate private student loans inched down last week. For borrowers pursuing private loans to fill in gaps to pay for higher education expenses, rates remain relatively low for borrowers with solid credit. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss […]
Mortgage Rates Today: July 22, 2025 – Rates Hold Firm
Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.68%, down 0.51% from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage, which will generally have a lower rate than a 30-year, fixed-rate home loan. The average APR […]
This Week’s Personal Loan Rates: July 22, 2025—Rates Move Down
Rates on personal loans declined last week, giving qualified borrowers a chance to secure a decent interest rate and finance a project, purchase or even unexpected bills. From July 14 to July 19, the average fixed rate on a three-year personal loan was 13.24% for borrowers with a credit score of at least 720 who […]
Today’s Mortgage Refinance Rates: July 22, 2025 – Rates Decrease
The rate on a 30-year fixed refinance fell to 6.74% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.67%, and for 20-year mortgages, the average is 6.53%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed-Rate Mortgage Refinance Rates Drop […]
Money Market Interest Rates Today: July 22, 2025 – Earn Up To 4.5%
Key Takeaways The highest money market account rate available today is 4.50% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.52%, but the best rate today […]
10 Best Small Business CRM Software Of 2025
Customer relationship management (CRM) software can help businesses in numerous fields streamline customer interactions, improve sales and make it easier to act on campaign insights. If you’re looking for software that can help take your small business to the next level, my roundup of the best small business CRM software is for you. I have […]
