Today’s HELOC & Home Equity Loan Rates: December 31, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage that […]
CD Rates Today: December 29, 2025 – Rates As High As 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. A CD is a specific type of savings account (known as a time deposit […]
Mortgage Rates Today: December 29, 2025 – Rates Hold Firm
Today, the mortgage interest rate on a 30-year fixed mortgage is 6.16%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.32%. On a 30-year jumbo mortgage, the average rate is 6.38%. 30-Year Mortgage Rates Drop 0.65% Borrowers will pay less in interest this week as the average rate on a 30-year mortgage is 6.16% compared […]
Today’s Mortgage Refinance Rates: December 29, 2025 – Rates Hold Steady
30-year fixed refinance mortgage rates didn’t budge at 6.2% today, according to the Mortgage Research Center. Rates averaged 5.28% for a 15-year financed mortgage and 5.94% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 0.91% The current 30-year, fixed-rate mortgage refinance average rate stands at 6.2%, compared to 6.26% […]
High-Yield Savings Account Rates Today: December 29, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged from a week ago. You can now earn up to 5.84% on your savings. Shopping for an […]
Money Market Interest Rates Today: December 29, 2025 – Earn Up To 4.22%
Key Takeaways The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.49%, while the highest rate is up to […]
Current HELOC & Home Equity Loan Rates: December 29, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit is a variable-rate second mortgage that […]
Current Mortgage Refinance Rates: December 26, 2025 – Rates Remain Unchanged
30-year fixed refinance mortgage rates remained unchanged at 6.28% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, the average rate is 6.04%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed Refinance Interest Rates Climb 0.61% The current 30-year, fixed-rate mortgage […]
High-Yield Savings Account Rates Today: December 26, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are about the same compared to last week. You can now earn up to 5.84% on your savings. […]
Money Market Interest Rates Today: December 26, 2025 – Rates At 4.22%
Key Takeaways The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.49%, while the highest rate is up to […]
