Today’s Mortgage Refinance Rates: July 21, 2025 – Rates Hold Steady
30-year fixed refinance mortgage rates remained unchanged at 6.78% today, according to the Mortgage Research Center. Rates averaged 5.7% for a 15-year financed mortgage and 6.64% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Climb 0.25% Currently, the average rate for […]
CD Rates Today: July 21, 2025 – Take Home Up To 4.94%
Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs (certificates of deposit) currently top out […]
High-Yield Savings Account Rates Today: July 21, 2025 – Rates Are Steady
Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn up to 5.84% on your savings. […]
Money Market Interest Rates Today: July 21, 2025 – Rates At 4.5%
Key Takeaways The highest money market account rate available today is 4.50% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates As of today, the highest money market rate is 4.5%, compared to a national average […]
Mortgage Rates Today: July 21, 2025 – Rates Hold Firm
The current mortgage rate on a 30-year fixed mortgage rose by 0.75% in the last week to 6.73%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.03 percentage point during the same period to 5.7%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. !function(){“use […]
Latest HELOC & Home Equity Loan Rates: July 21, 2025
Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]
Forbes Guide To Subsidized And Unsubsidized Federal Student Loans
If you need student loans to pay for school, the first loan types you should consider are federal direct subsidized and unsubsidized loans. They’re typically the lowest-cost student loan option, and subsidized loans in particular have the most generous repayment plans, if you qualify. Subsidized loans are available to undergraduates who demonstrate financial need through […]
New CFPB Rule Keeps Medical Debt Off Credit Reports: What You Need to Know
Americans will no longer have to decide what’s more important: Their health or their credit score. Finalized on January 7, a new rule from the Consumer Financial Protection Bureau (CFPB) prohibits credit reporting agencies from including medical debt information in the credit reports and scores they provide to lenders. It’s expected to impact nearly 15 […]
Website Development: A Beginner’s Guide
Website development is a crucial step for any small business looking to establish an online presence, and you need to get it right. After all, according to a study published in the Journal of Medicine and Life, almost 75% percent of visitors make judgments about a website’s credibility based on its design. The problem is, […]
How Many Credit Cards Should I Have?
Any benefit achieved with multiple credit cards ultimately depends on the cardholder and how they manage their finances. Some prefer to live without a credit card to avoid the temptation of spending money they don’t have. Some do well with only one card earning cash back, while others keep two cards serving different purposes: one […]
