For the past couple of years, I’ve been using this credit card hack to earn rewards, receive free cellphone protection and get T-Mobile’s autopay discount every month. The steps involved weren’t advertised anywhere, but they’d dependably worked for me month after month.
Unfortunately, like most good things, this credit card cheat code couldn’t stay in play forever. And now I’m stuck paying a little more on my cellphone bill each month while I search for my next ideal setup.


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