American Express is offering elevated welcome bonuses on its fleet of co-branded Delta SkyMiles credit cards.
The largest bonus of all comes on the Delta SkyMiles® Reserve American Express Card (Terms apply, rates & fees). New cardholders can earn 125,000 bonus miles after spending $6,000 in eligible purchases in the first six months of card membership, offer ends 10/29/2025.
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Featured Partner Offer
Up to 3X Reward Rate
Earn 3X Miles on Delta purchases; Earn 1x Miles on all other eligible purchases
Welcome Bonus
Earn 125,000 Bonus Miles
Annual Fee
$650
Regular APR
19.99%-28.99% Variable
Credit Score
Good, Excellent
Editorial Review
It makes sense for Delta high-fliers to grab the top-of-the-line Delta SkyMiles® Reserve American Express Card. The access to Sky Club is limited but can still help justify the annual fee for frequent Delta flyers, then add in the annual companion certificate for eligible flights (plus taxes and fees), free first checked bag when you fly Delta and priority boarding. However, the mediocre miles earning rates reduce the card’s overall appeal.
Pros & Cons
- Access to Delta Sky Club, Centurion and Escape lounges
- Annual companion certificate
- Free first checked bag for the primary cardholder and up to eight guests
- Elite Delta Medallion status is possible through high spending
- High annual fee and additional fee for authorized users
- No bonus categories apart from Delta purchases
- Delta Sky Club Lounge access is limited to 15 visits unless you spend $75,000 or more each calendar year
- Included credits can help offset the fee, but can be challenging to use
Card Details
- Earn 125,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.
- Delta SkyMiles® Reserve American Express Card Members receive 15 Visits per Medallion® Year to the Delta Sky Club® when flying Delta and can unlock an unlimited number of Visits after spending $75,000 in purchases on your Card in a calendar year. Plus, you’ll receive four One-Time Guest Passes each Medallion Year so you can share the experience with family and friends when traveling Delta together.
- Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
- Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $10 in purchases on your Delta SkyMiles® Reserve American Express Card with MQD Boost to get closer to Status next Medallion Year.
- Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight to select destinations each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
- $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
- $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
- Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- With your Delta SkyMiles® Reserve American Express Card, receive upgrade priority over others with the same Medallion tier, product and fare experience purchased, and Million Miler milestone when you fly with Delta.
- Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- $650 Annual Fee.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Earn 125,000 Bonus Miles after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earning Rates and Core Benefits
Before diving into the bonus, here’s what the card offers in return for its $650 annual fee.
Cardholders earn 3 miles per dollar on Delta purchases and 1 mile per dollar on all other eligible purchases. The card also has no foreign transaction fees, making it a useful daily driver when traveling abroad.
It also provides lounge access with some limitations. When flying with Delta, cardholders receive 15 visits to Delta Sky Clubs per Medallion® year, along with four one-time guest passes. That 15-visit limit is lifted if you spend $75,000 on the card in a calendar year.
The card also provides complimentary access to American Express Centurion Lounges and Escape Lounges when you book your Delta flight with your Reserve card.
Each year after renewal, members get a Companion Certificate valid for a domestic or select international round-trip in Delta First, Delta Comfort or Delta Main. International destinations include Mexico, the Caribbean and Central America.
Several travel extras round out the package: one free checked bag for the cardholder and up to eight companions on Delta flights, priority boarding (Zone 5), and priority upgrades. The card includes a statement credit for TSA PreCheck or Global Entry application fees, along with Amex’s standard travel and baggage protections.
Finally, a few other annual statement credits help chip away at the card’s annual cost:
- $240 Resy credit. With enrollment, earn up to $20 per month in statement credits when making eligible purchases at U.S. Resy restaurants.
- $200 Delta Stays credit. Receive an annual statement credit of up to $200 when using your card to book a prepaid hotel stay or vacation rental through Delta Stays.
- $120 rideshare credit. With enrollment, earn up to $10 in statement credits monthly when you use your card to pay for select rideshare services, including Uber and Lyft in the U.S.
Also Worth Considering: Other Delta Credit Card Limited-Time Offers
Delta SkyMiles® Gold American Express Card
The Delta SkyMiles® Gold American Express Card (Terms apply, rates & fees) is a straightforward option for occasional Delta flyers. For a limited time, new cardholders can earn 80,000 bonus miles after spending $3,000 in eligible purchases in the first six months of card membership, offer ends 10/29/2025.
The card charges a $0 introductory annual fee for the first year, then $150. It also grants a free first checked bag for the cardholder and up to eight passengers flying on the same reservation—a perk that easily wipes offset the annual fee after.
Ongoing earnings include 2 miles per dollar on Delta purchases, at U.S. supermarkets and restaurants, and 1 mile per dollar on other eligible purchases.
Featured Partner Offer
Up to 2X Reward Rate
Earn 2X Miles on Delta Purchases; 2X Miles at Restaurants; 2X Miles at U.S. Supermarkets; Earn 1X Miles on allRead More
Welcome Bonus
Earn 80,000 Bonus Miles
Annual Fee
$0 introductory annual fee for the first year, then $150
Regular APR
19.99%-28.99% Variable
Credit Score
Good, Excellent
Editorial Review
The Delta SkyMiles® Gold American Express Card is a middle-of-the-road co-branded Delta Air Lines card. If you prefer to check bags but don’t have elite status, you can easily justify the annual fee after a few uses of the first checked bag free perk each year when you fly Delta and make this card a worthwhile addition to your wallet.
Pros & Cons
- No foreign transaction fees
- Free first checked bag and priority boarding on Delta flights
- Variety of airline partners
- Has an annual fee
- Card’s statement credits can be difficult to use
- 15% discount is only for Delta-operated award bookings
Card Details
- Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.
- Enjoy a $0 introductory Annual Fee for the first year, then $150.
- Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
- $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
- When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
- Enjoy your first checked bag free on Delta flights and save up to $70 per person on a round-trip Delta flight.
- Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
- $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
- Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
- Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
- No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
- With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today.
- Apply with confidence. Know if you’re approved for a Card with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted.
- Terms Apply.
Earn 80,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Offer Ends 10/29/2025.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Delta SkyMiles® Platinum American Express Card
The Delta SkyMiles® Platinum American Express Card (Terms apply, rates & fees) is geared to travelers who want a Companion Certificate and faster progress toward elite status.
The card’s limited-time welcome offer includes 90,000 bonus miles after spending $4,000 in eligible purchases in the first six months of card membership, offer ends 10/29/2025.
It comes with a $350 annual fee and earns 3 miles on Delta purchases and purchases made directly with hotels, 2 miles at restaurants worldwide including takeout and delivery in the U.S. and at U.S. supermarkets and 1 mile per dollar on other eligible purchases.
Similar to the SkyMiles Reserve, cardholders also receive an annual Companion Certificate, an up to $150 Delta Stays annual statement credit, an up to $120 Resy annual statement credit at eligible U.S. Resy restaurants, an up to $120 rideshare annual statement credit at select rideshare services in the U.S. and a statement credit toward a Global Entry or TSA PreCheck application fee. Enrollment is required for select benefits.
Bottom Line
Suppose you’re a frequent Delta traveler who can comfortably spend $6,000 over six months and intends to use upgrade benefits, Companion Certificates and lounge access. In that case, the limited time 125,000-mile bonus offer makes the Delta SkyMiles® Reserve American Express Card compelling.
However, for more occasional flyers or those who prioritize mile flexibility across multiple airlines, the high annual fee and more restrictive redemption options may undercut the card’s overall value. If you’re in this boat, the limited-time offers on the Delta SkyMiles® Gold American Express Card or the Delta SkyMiles® Platinum American Express Card, along with their perks and lower annual fees, may be the better fit for you.
To view rates and fees for the Delta SkyMiles® Reserve American Express Card please visit this page.
To view rates and fees for the Delta SkyMiles® Gold American Express Card please visit this page.
To view rates and fees for the Delta SkyMiles® Platinum American Express Card please visit this page.
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