MATIASGUARRO

To find the best bank bonuses currently available, we examined 58 promotions from 29 financial institutions. We then based our rankings on more than a dozen factors, including the amount of the bonus, the requirements to earn it and the features of the associated accounts.

According to our research, Upgrade Rewards Checking Plus offers the top bank bonus available now. You can earn $200 simply by opening and funding the account and then completing three debit card transactions within the first 60 days.

All account and bonus details are accurate as of May 6, 2025. For institutions that offer location-based bonuses, we used the New York ZIP code 10001.

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