The Chase Sapphire Preferred® Card has long been lauded by points and miles enthusiasts for its low $95 annual fee, the ability to earn valuable Chase Ultimate Rewards® points for travel and its raft of premium travel protections. Even occasional travelers can appreciate the ability to use their earnings through Chase Travel℠ at a 25% increase in value or potentially gain even more value by transferring their rewards to Chase’s travel partners.
The Sapphire Preferred frequently tops the list of the best travel cards on the market for this combination of features, but one thing it doesn’t offer? Airport lounge access (cue the sad trombone). However, here’s why it can still be a great fit for travelers despite not offering this feature.
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Chase Sapphire Preferred® Card
Up to 5x Reward Rate
Earn 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on allRead More
Welcome Bonus
100,000 bonus points
Annual Fee
$95
Regular APR
19.99% – 28.24% Variable
Credit Score
Excellent, Good (700 – 749)
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
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