The best online banks offer a healthy mix of high APYs, low fees and reasonable minimum requirements. After comparing these and several other factors across 60 nationally available online banks, we determined that Bank5 Connect is the best online bank overall.
Earning a perfect 5.0 stars, Bank5 Connect pays competitive APYs on its Jumbo Savings account and high-interest checking account, which comes with a cash-back rewards debit card. Plus, the bank doesn’t charge any monthly fees.
Annual percentage yields (APYs) and account details are accurate as of March 17, 2025.
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