Best Checking Accounts Of 2025

The best checking account is the NBKC Bank Everything Account, which earned 5.0 stars thanks to its combination of low fees, convenient customer service features and high interest rates. In our independent analysis, it beat out 157 checking accounts offered by 66 nationally available banks and credit unions.

To determine the best checking accounts, we reviewed several factors, including account fees, minimum deposit and balance requirements and consumer sentiment.

Annual percentage yields (APYs) and account details are accurate as of March 17, 2025.

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  • 157 checking accounts judged
  • 66 banks and credit unions explored
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