Best Cash-Back Credit Cards Of 2025

Instead of weeding through rules for earning miles and points, sometimes you want rewards you can easily understand: dollars and cents.

To rank the best cash-back credit cards of 2025, we narrowed down more than 400 credit cards to those offering cash-back rewards (or flexible rewards that could be cashed out at 1 cent per point). We compared the estimated annual earnings based on category bonuses and base rates, card welcome offers, introductory APRs when applicable and other consumer benefits to ensure the final selections were truly top-value options for customers like you.

.eat-widget-container{border:1px solid #ededed;border-radius:.5rem;box-shadow:0 6px 9px rgba(0,0,0,.06);margin:20px 0;padding:16px}.eat-widget-container .eat-header{display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:600;line-height:22px;padding-right:48px;word-break:break-word}.eat-widget-container .eat-header h2{border-style:none;margin:0;padding:0}.eat-widget-container .eat-header .eat-heading{color:#181716;font-weight:600;line-height:22px;margin:0 0 0 8px}.eat-widget-container .eat-header p.eat-heading{font-size:20px}@media (min-width:1025px){.eat-widget-container .eat-header p.eat-heading{font-size:24px}}.eat-widget-container .eat-header .eat-forbes-icon{flex-shrink:0;margin-top:2px}@media (min-width:768px){.eat-widget-container .eat-header .eat-forbes-icon{margin-top:1px}}.eat-widget-container .eat-wrapper{display:flex;flex-direction:column;padding-bottom:4px;padding-top:10px}.eat-widget-container .eat-wrapper h2{border-style:none}.eat-widget-container .eat-wrapper p{font-family:Georgia,serif;font-size:16px;line-height:26px}.eat-widget-container .eat-wrapper p:last-child{margin-bottom:0}@media (min-width:1024px){.eat-widget-container .eat-wrapper{flex-direction:row}.eat-widget-container .eat-wrapper.left-section-enabled .left-section,.eat-widget-container .eat-wrapper.right-section-enabled .right-section{width:100%}.eat-widget-container .eat-wrapper.right-section-enabled.left-section-enabled .left-section{width:60%}.eat-widget-container .eat-wrapper.left-section-enabled.right-section-enabled .right-section{padding-left:17px;width:40%}}.eat-widget-container .eat-wrapper ol{list-style-position:outside;list-style-type:decimal;margin-bottom:16px}.eat-widget-container .eat-wrapper ol:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ol li{font-size:14px;line-height:21px;margin-bottom:12px}.eat-widget-container .eat-wrapper ol li:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul{margin:0 0 16px}.eat-widget-container .eat-wrapper ul:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul li{font-family:EuclidCircularB,sans-serif;font-size:14px;line-height:21px;list-style-type:none;margin-bottom:12px;padding-left:27px;position:relative}.eat-widget-container .eat-wrapper ul li:last-child{margin-bottom:0}.eat-widget-container .eat-wrapper ul li:before{background:url(“data:image/svg+xml;charset=utf-8,%3Csvg width=’17’ height=’17’ fill=’none’ xmlns=’http://www.w3.org/2000/svg’%3E%3Cg clip-path=’url(%23a)’%3E%3Cpath d=’M15.583 7.852v.652a7.083 7.083 0 1 1-4.2-6.474m4.2.803L8.5 9.923 6.375 7.8′ stroke=’%237894D6′ stroke-width=’2′ stroke-linecap=’round’ stroke-linejoin=’round’/%3E%3C/g%3E%3Cdefs%3E%3CclipPath id=’a’%3E%3Cpath fill=’%23fff’ d=’M0 0h17v17H0z’/%3E%3C/clipPath%3E%3C/defs%3E%3C/svg%3E”) no-repeat;content:””;display:inline-block;height:20px;left:0;position:absolute;right:0;top:2px;width:20px}.eat-widget-container .eat-wrapper .left-section{order:2}@media (min-width:1024px){.eat-widget-container .eat-wrapper .left-section{order:0}}.eat-widget-container .eat-wrapper .right-section{flex-shrink:0;margin-bottom:16px;order:1;word-break:break-word}@media (min-width:1024px){.eat-widget-container .eat-wrapper .right-section{margin-bottom:0;order:0;padding-bottom:0}}.eat-widget-container .eat-wrapper a,.eat-widget-container .eat-wrapper b,.eat-widget-container .eat-wrapper em,.eat-widget-container .eat-wrapper i,.eat-widget-container .eat-wrapper span,.eat-widget-container .eat-wrapper strong{font-family:inherit;font-size:inherit;line-height:inherit}.eat-widget-container .eat-wrapper b,.eat-widget-container .eat-wrapper strong{font-weight:600}.eat-widget-container .eat-header-wrap{cursor:pointer;position:relative}.eat-widget-container .eat-header-wrap:after{background:url(“data:image/svg+xml;charset=utf-8,%3Csvg width=’20’ height=’20’ fill=’none’ xmlns=’http://www.w3.org/2000/svg’%3E%3Cpath fill-rule=’evenodd’ clip-rule=’evenodd’ d=’M15.838 0H4.162c-.527 0-.981 0-1.356.03-.395.033-.789.104-1.167.297A3 3 0 0 0 .327 1.638c-.193.378-.264.772-.296 1.167C0 3.18 0 3.635 0 4.161V15.84c0 .527 0 .981.03 1.356.033.395.104.789.297 1.167a3 3 0 0 0 1.311 1.311c.378.193.772.264 1.167.296.375.031.83.031 1.356.031H15.84c.527 0 .981 0 1.356-.03.395-.033.789-.104 1.167-.297a3 3 0 0 0 1.311-1.311c.193-.378.264-.772.296-1.167.031-.375.031-.83.031-1.356V4.16c0-.527 0-.981-.03-1.356-.033-.395-.104-.789-.297-1.167A3 3 0 0 0 18.362.327c-.378-.193-.772-.264-1.167-.296A17.9 17.9 0 0 0 15.838 0ZM10 5a1 1 0 0 1 1 1v3h3a1 1 0 1 1 0 2h-3v3a1 1 0 1 1-2 0v-3H6a1 1 0 1 1 0-2h3V6a1 1 0 0 1 1-1Z’ fill=’%2344549C’/%3E%3C/svg%3E”) no-repeat;content:””;display:inline-block;height:20px;position:absolute;right:0;top:10px;transform:translateY(-50%);transition:all .3s ease;width:20px}.eat-widget-container .eat-header-wrap.active:after{background:url(“data:image/svg+xml;charset=utf-8,%3Csvg width=’20’ height=’20’ fill=’none’ xmlns=’http://www.w3.org/2000/svg’%3E%3Cpath fill-rule=’evenodd’ clip-rule=’evenodd’ d=’M15.838 0H4.162c-.527 0-.981 0-1.356.03-.395.033-.789.104-1.167.297A3 3 0 0 0 .327 1.638c-.193.378-.264.772-.296 1.167C0 3.18 0 3.635 0 4.161V15.84c0 .527 0 .981.03 1.356.033.395.104.789.297 1.167a3 3 0 0 0 1.311 1.311c.378.193.772.264 1.167.296.375.031.83.031 1.356.031H15.84c.527 0 .981 0 1.356-.03.395-.033.789-.104 1.167-.297a3 3 0 0 0 1.311-1.311c.193-.378.264-.772.296-1.167.031-.375.031-.83.031-1.356V4.16c0-.527 0-.981-.03-1.356-.033-.395-.104-.789-.297-1.167A3 3 0 0 0 18.362.327c-.378-.193-.772-.264-1.167-.296A17.9 17.9 0 0 0 15.838 0ZM6 9a1 1 0 0 0 0 2h8a1 1 0 1 0 0-2H6Z’ fill=’%2344549C’/%3E%3C/svg%3E”) no-repeat}.edit-eat-widget{margin:0 0 10px}@media (min-width:768px){.page-template .eat-widget-container:has(.eat-header-wrap.active),.post-template .eat-widget-container:has(.eat-header-wrap.active),.post-template-default .eat-widget-container:has(.eat-header-wrap.active){padding-bottom:24px}}.page-template .eat-widget-container .eat-header-wrap:after,.post-template .eat-widget-container .eat-header-wrap:after,.post-template-default .eat-widget-container .eat-header-wrap:after{background:url(“data:image/svg+xml;base64,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”) no-repeat}.page-template .eat-widget-container .eat-header-wrap.active:after,.post-template .eat-widget-container .eat-header-wrap.active:after,.post-template-default .eat-widget-container .eat-header-wrap.active:after{background:url(“data:image/svg+xml;base64,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”) no-repeat}.page-template .eat-widget-container .eat-header,.post-template .eat-widget-container .eat-header,.post-template-default .eat-widget-container .eat-header{font-family:Work Sans,sans-serif}.page-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template-default .eat-widget-container .eat-header .eat-forbes-icon{margin-top:-1px}@media (min-width:768px){.page-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template .eat-widget-container .eat-header .eat-forbes-icon,.post-template-default .eat-widget-container .eat-header .eat-forbes-icon{margin-top:-1px}}.page-template .eat-widget-container .eat-header .eat-heading,.post-template .eat-widget-container .eat-header .eat-heading,.post-template-default .eat-widget-container .eat-header .eat-heading{color:#333}.page-template .eat-widget-container .eat-wrapper,.post-template .eat-widget-container .eat-wrapper,.post-template-default .eat-widget-container .eat-wrapper{padding-bottom:0}.page-template .eat-widget-container .eat-wrapper ul li,.post-template .eat-widget-container .eat-wrapper ul li,.post-template-default .eat-widget-container .eat-wrapper ul li{font-family:Work Sans,sans-serif}.page-template .eat-widget-container .eat-wrapper ul li:before,.post-template .eat-widget-container .eat-wrapper ul li:before,.post-template-default .eat-widget-container .eat-wrapper ul li:before{background:url(“data:image/svg+xml;base64,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”) no-repeat}

Why you can trust Forbes Advisor

Our editors are committed to bringing you unbiased ratings and information. Advertisers do not and cannot influence our ratings. We use data-driven methodologies to evaluate financial products and companies, so all are measured equally. You can read more about our editorial guidelines and the credit card methodology for the ratings below.

  • 31 types of cash-back categories evaluated
  • 210 credit cards rated
  • 53 years of industry experience
  • 130 credit cards owned

Leave a Reply

Your email address will not be published. Required fields are marked *