Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

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Key Takeaways The highest money market account rate available today is 5.00%  Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.51%, but the best rate today […]

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Key Takeaways Savings account yields are much higher than a few years ago  Top rates may fall if the Federal Reserve cuts interest rates  Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged compared to last week. You can now earn up to 5.50% on your savings.  Searching […]

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As Amazon’s flagship shopping event, Prime Day, returns from October 7–8, many consumers will instinctively click the “Shop with Points” button at checkout. However, for cardholders with Chase Ultimate Rewards® or American Express Membership Rewards® points, that impulse can cost them. Instead, savvy shoppers should transfer points to travel partners for maximum redemption value. Or […]

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Terms apply to benefits and offers included in this article. A premium credit card can be more than just a way to cut costs on flights. Used strategically, it can help elevate your lifestyle by turning everyday spending into upgraded seats, better hotel stays and fewer hassles. But the perks don’t stop at travel. Today’s […]

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Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD.   CD rates from online banks are commonly twice as high as the national average rates.  CD ladders let you leverage high rates without locking up all of your money long-term.  The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]

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The rate on a 30-year fixed refinance climbed to 6.5% today, according to the Mortgage Research Center. Rates averaged 5.47% for a 15-year financed mortgage and 6.18% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Fixed-Rate Mortgage Refinance Rates Climb 2.02%  The average […]

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Last week, the average interest rate on 10-year fixed-rate private student loans inched down. That’s welcome news for borrowers interested in applying for private student loans. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer [aria-controls],.tns-outer [data-action]{cursor:pointer}.tns-slider{transition:all 0s}.tns-slider>.tns-item{box-sizing:border-box}.tns-horizontal.tns-subpixel{white-space:nowrap}.tns-horizontal.tns-subpixel>.tns-item{display:inline-block;vertical-align:top;white-space:normal}.tns-horizontal.tns-no-subpixel:after{clear:both;content:””;display:table}.tns-horizontal.tns-no-subpixel>.tns-item{float:left}.tns-horizontal.tns-carousel.tns-no-subpixel>.tns-item{margin-right:-100%}.tns-gallery,.tns-no-calc{left:0;position:relative}.tns-gallery{min-height:1px}.tns-gallery>.tns-item{left:-100%;position:absolute;transition:transform 0s,opacity 0s}.tns-gallery>.tns-slide-active{left:auto!important;position:relative}.tns-gallery>.tns-moving{transition:all .25s}.tns-autowidth{display:inline-block}.tns-lazy-img{opacity:.6;transition:opacity .6s}.tns-lazy-img.tns-complete{opacity:1}.tns-ah{transition:height 0s}.tns-ovh{overflow:hidden}.tns-visually-hidden{left:-10000em;position:absolute}.tns-transparent{opacity:0;visibility:hidden}.tns-fadeIn{filter:alpha(opacity=100);opacity:1;z-index:0}.tns-fadeOut,.tns-normal{filter:alpha(opacity=0);opacity:0;z-index:-1}.tns-vpfix{white-space:nowrap}.tns-vpfix>div,.tns-vpfix>li{display:inline-block}.tns-t-subp2{height:10px;margin:0 auto;overflow:hidden;position:relative;width:310px}.tns-t-ct{position:absolute;right:0;width:2333.3333333%;width:2333.33333%;width:2333.3333333333%}.tns-t-ct:after{clear:both;content:””;display:table}.tns-t-ct>div{float:left;height:10px;width:1.4285714%;width:1.42857%;width:1.4285714286%} /*! purgecss end ignore */@media (max-width:1023px){.small-card-rating.rate-fees-present{margin-top:-12px}}@media (max-width:370px){.small-card-rating.rate-fees-present{margin-top:0}}.small-card-rating .card-rating{align-items:center;background:#fff;border:1px solid #eee;border-radius:108px;box-shadow:0 4px 2px hsla(45,7%,44%,.04);display:flex;margin-top:15px;max-width:150px;padding:8px 13px;position:relative;z-index:9}.small-card-rating […]

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Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

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Key Takeaways The highest money market account rate available today is 4.89% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.51%, while the highest rate is up to […]

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