
30-year fixed refinance mortgage rates didn’t move at 6.61% today, according to the Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.51%, and for 20-year mortgages, the average is 6.36%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 1.08% Currently, the […]

The current average mortgage rate on a 30-year fixed mortgage is 6.57% with an APR of 6.60%, according to the Mortgage Research Center. The 15-year fixed mortgage has an average rate of 5.51% with an APR of 5.55%. On a 30-year jumbo mortgage, the average rate is 6.70% with an APR of 6.72%. !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void […]

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are the same compared to one week ago. You can now earn as much as 5.84% on your […]

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]

Consumer debt is on the rise, with mortgage balances, student loans, auto loans and credit card balances up across the board. But “Shark Tank” investor Kevin O’Leary is coming in hot with concrete advice to stifle debt growth, dishing out tips on how to pay down your loans efficiently and build a financial nest egg. […]

Think Gen-Z is all about avocado toast and $20 smoothies? Think again. Economic pressure is reshaping how young adults plan their meals, turning grocery carts and dining tables into strategic financial battlegrounds. According to a Bank of America report, 64% of Gen-Z is actively cutting expenses to cope with the higher costs of living. Specifically, […]

A business line of credit offers a preset credit limit you can borrow against for business expenses. Businesses that need access to an ongoing pot of cash for operating costs may find that a credit line provides more flexibility than a term loan that only offers one lump sum. /*! purgecss start ignore */.tns-outer{padding:0!important}.tns-outer [hidden]{display:none!important}.tns-outer […]

A bill is floating around Congress that would give Americans rebate checks—similar to pandemic stimulus checks—to help offset the cost of tariffs. The current version of the bill, which is in early stages and hasn’t been voted on yet, would distribute “at least” $600 to each adult and dependent child, or $2,400 for a family […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Last week, rates on personal loans moved lower. This means if you’re in the market for a personal loan, whether to finance a project or a major purchase, you can grab a decent interest rate, so long as you’re a qualified borrower. From July 28 to August 2, the average fixed rate on a three-year […]